Dear XXXXXX,
The economic environment continues to be challenging. We are seeing lots of activity in the financial markets and from the Federal Reserve. In light of recent changes, we have updated your interest rate. Your Online Savings Account rate has been adjusted to 1.65% APY* as of March 30, 2009.
We want to reassure you that […]

Apple Bank for Savings is running a sweepstakes. Enter by signing up for online bill pay.

Take the guesswork out of when your bills are paid.
Don’t rely on a stamp to get your bills paid on time. Schedule your payment date with ABS Bill Pay and enter for a chance to win BIG!
Don’t miss out […]

Interest rates being low and still falling, ING continues to email customers with advertisements for ShareBuilder. This is not the best ShareBuilder deal I’ve seen come around, but I have seen some financial experts suggesting that there are really good investment opportunities out there right now.
Affordable investing is here
ShareBuilder gives you the tools to […]

Dear XXXXXXX,
Customer Number: XXXXXXX
Electric Orange.
Works like checking, earns like savings.
Now, there’s a whole new way to bank. It’s everything you need from one account. You decide when it works like checking and earns like savings.
Get started today and earn $25 bucks!
Simply open an account by October 31, 2008 and use your Debit Card to […]

Wow, MB has a really good deal on an interest-bearing checking account. The 5.00% APY rivals rates on a number of online banks, and the $5,000 minimum account balance is realistic and attainable. This is an account I’m thinking about opening myself.
MB Interest Checking is the Best Deal in Town!
MB Financial Bank’s Interest […]

If you have at least 5,000 and no understanding of economics, JPMorgan Chase Bank, N.A. would like to hold your money for you. I had logged in to check the balance of my checking account when I noticed a promotion for Chase’s savings accounts. I’ve reproduced the ad here for your amusement. […]

Another email from HSBC Direct just arrived in my inbox. This one announces a new promotion — new deposits into HSBC Direct’s Online Savings accounts will earn an impressive 6.00%* APY through April 30, 2007. As far as I can tell, this is the best deal around.
It just so happens that […]

I opened the new online savings account at the Apple Bank for Savings, called Grand Yield Direct, with the promotion code “789″, as advertised on bankrate.com. The Grand Yield Direct account, as of January 21, 2007, carries a 5.27% APY, putting it among the highest-yielding of the no-minimum deposit accounts. The 789 promotion is […]

It’s time that the people at VirtualBank rethink their referral program. While on one hand it offers a very nice theoretical payout for converting all of one’s 50 available referrals, $1000, the way the program is structured makes it very difficult to actually receive that amount.
I’m not saying it’s misleading to suggest […]

Without giving away the keys to the store, I thought I’d write a few general pointers on how to convert ING Direct and VirtualBank referrals.
First, respond to a request for a referral immediately. You have to anticipate that, with the hundreds of readily available web pages offering referrals, the person making the request has […]