Another email from HSBC announcing another rate decrease, this time to 3.80% APY. VirtualBank is at 3.30% and up and ING Direct is at 3.65%. The Apple Bank for Savings is still leading with 4.25%. I just wish the Apple Bank would spend some money on a more confidence-building web site.
We […]

It’s time that the people at VirtualBank rethink their referral program. While on one hand it offers a very nice theoretical payout for converting all of one’s 50 available referrals, $1000, the way the program is structured makes it very difficult to actually receive that amount.
I’m not saying it’s misleading to suggest […]

Without giving away the keys to the store, I thought I’d write a few general pointers on how to convert ING Direct and VirtualBank referrals.
First, respond to a request for a referral immediately. You have to anticipate that, with the hundreds of readily available web pages offering referrals, the person making the request has […]

Just who is VirtualBank?
VirtualBank, a federally chartered, FDIC-insured bank based in Palm Beach County, Florida, is the Internet Banking Subsidiary of Lydian Trust Company.
Who is Lydian Trust Company?
Lydian Trust Company is a Florida-based diversified financial services firm that provides a variety of banking and wealth management services to high-net worth clients and technology development and […]